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Exam M05 Assessment, M05 Latest Exam Tips

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CII Insurance law (IL) Exam Sample Questions (Q53-Q58):

NEW QUESTION # 53
For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the main sources of new English Law?

A. Official law reports.
B. Legislation.
C. Case law.
D. International treaties.

Answer: B,C

NEW QUESTION # 54
For this question more than 1 option is correct. You must select all the correct options to gain the mark.
Which special defences are available to the fort of libel?

A. Necessity.
B. Statutory authority.
C. Honest opinion.
D. Privilege.
E. Prescription.

Answer: C,D

NEW QUESTION # 55
What is the most common for of corporation?

A. Statutory corporation.
B. Chartered corporation.
C. Registered corporation.
D. Corporation sole.

Answer: C

NEW QUESTION # 56
Which of the following statements is true regarding exclusions in an insurance policy?

A. Exclusions limit the scope of coverage, specifying situations that are not covered
B. Exclusions are added to increase the risk of the insurer
C. Exclusions are always inapplicable if the insured pays extra for coverage
D. Exclusions apply only if the loss is caused by fraud

Answer: A

Explanation:
Explanation:Exclusionsare provisions in an insurance policy that specify certain events or situations that are not coveredby the policy, even if a loss occurs. For example, war or terrorism may be excluded from certain policies. These exclusions help the insurer manage risk.

NEW QUESTION # 57
The Chancery Division is a division of the:

A. Magistrates Court.
B. Crown Court.
C. High Court.
D. County Court.

Answer: C

Explanation:
The Chancery Division is one of the three divisions of the High Court in the United Kingdom, dealing with matters such as business law, trusts, and intellectual property.

NEW QUESTION # 58
......

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